All Types of
Loan Services Under One Roof
Personal · Home · Business · Vehicle · Gold · Education · Govt Scheme Loans & More
From personal loans to business credit, from two wheelers to tractors — HR Finance arranges every loan with low paperwork, fast approval, and special schemes even for low CIBIL scores.
Personal & Consumer Loans
Quick loans for your personal needs — from home renovation to your dream vehicle, we've got you covered with minimal documentation and fast disbursal.
Personal Loan (PL)
Unsecured loan for marriage, travel, medical emergency or any personal expense — quick approval with minimal docs.
- Salaried & self-employed eligible
- Loan up to ₹40 Lakhs
- Tenure up to 5 years
- 24‑hour approval available
Home Loan (HL)
Buy, construct or renovate your dream home — lowest interest rates and balance transfer facility available.
- New purchase & construction
- Balance transfer at lower ROI
- Top‑up loan available
- PMAY subsidy support
Loan Against Property (LAP)
Unlock the value of your property — get high‑value funding for business expansion, education or any big expense.
- Residential & commercial property
- Loan up to 70% of market value
- Flexible end‑use
- Longer repayment tenure
Gold Loan
Instant loan against your gold jewellery — same‑day disbursal, lowest interest rates, zero income proof required.
- Same‑day cash disbursal
- No income documents needed
- Flexible repayment options
- Safe & insured storage
Education Loan
Fund higher studies in India or abroad — covering tuition, hostel, travel and other expenses.
- Courses in India & abroad
- Collateral‑free up to ₹7.5L
- Moratorium period available
- Tax benefit under 80E
Micro Loan
Small ticket loans for daily needs, small business capital or emergency expenses — fast and hassle‑free.
- Loan amount up to ₹50,000
- Minimal KYC documents
- Ideal for small vendors & farmers
- Same‑day disbursal
Loans Processed
Happy Borrowers
Bank Tie‑ups
Fastest Disbursal
Vehicle & Business Loans
From two wheelers to tractors, from working capital to government schemes — all types of vehicle and business loans available at competitive rates.
New Car Loan
Finance your brand new car — up to 100% on‑road funding, flexible tenure and lowest EMI options.
- 100% ex‑showroom funding
- All major brands covered
- Tenure up to 7 years
- Pre‑approved offers available
Used Car Loan
Buy a pre‑owned car with easy financing — quick valuation, minimal paperwork and attractive interest rates.
- Up to 90% valuation funding
- Cars up to 10 years old
- Same‑day approval
- Balance transfer available
Two Wheeler Loan
Buy your favourite bike or scooter with easy EMI — low down payment and instant approval.
- New & used two wheelers
- Up to 100% funding
- Tenure up to 4 years
- Zero down payment schemes
Tractor Loan
Special finance for farmers — new tractors, used tractors and farm equipment with subsidy support.
- New & used tractor financing
- Minimal margin money
- Govt subsidy linkage
- Flexible seasonal repayment
Business Loan (BL)
Unsecured business loan for working capital, expansion, machinery purchase or any business need.
- Up to ₹50 Lakhs unsecured
- Minimum 2 years business vintage
- Flexible repayment 12‑60 months
- No collateral required
Overdraft (OD) & Cash Credit (CC)
Flexible working capital limits for businesses — pay interest only on utilized amount, reduce idle fund cost.
- OD against property, FD, securities
- CC limit for traders & manufacturers
- Interest on daily reducing balance
- Renewal & enhancement support
Government Scheme Loans
PM Mudra, PMEGP, Stand‑Up India, KCC, NRLM and other govt yojna loans with full subsidy assistance.
- PM Mudra (Shishu / Kishor / Tarun)
- PMEGP & Stand‑Up India
- Kisan Credit Card (KCC)
- Complete application & subsidy claim
Why Get Your Loan Through HR Finance
Fast Processing
Most loans sanctioned within 24‑48 hours — we value your time and urgency.
Lowest Interest Rates
We compare across 15+ banks & NBFCs to get you the best possible rate for your profile.
Minimal Documentation
Just basic KYC and income proof — we handle the rest. No running around required.
Low CIBIL? No Problem
Special loan schemes available even if your credit score is low — we help you get approved.
15+ Bank Tie‑ups
Direct partnerships with leading banks & NBFCs — more options, higher approval chances.
No Hidden Charges
Transparent processing fees quoted upfront — no surprises, no hidden deductions.
End‑to‑End Support
From application to disbursal, a dedicated loan advisor stays with you at every step.
Free Credit Assessment
We check your eligibility and suggest the right loan product before you apply — completely free.
Get Your Loan in 4 Simple Steps
Share Your Requirement
Tell us the loan type and amount you need — call, WhatsApp or fill the enquiry form in 2 minutes.
Free Eligibility Check
Our expert checks your profile and suggests the best bank & loan product with the lowest rate.
Submit Documents Online
Upload basic documents via WhatsApp — no branch visit required. We fill the application for you.
Loan Sanctioned & Disbursed
Approval in 24‑48 hours — money credited directly to your bank account. Fast and hassle‑free.
Common Loan Questions
Get Your Loan Approved
Starting Today
Free eligibility check — no obligation — fastest processing — 15+ banks — even for low CIBIL
Contact HR Finance
Call Us
+91 98286 23021
Mon–Sat, 9 AM – 7 PM
harshswami1122@gmail.com
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+91 98286 23021
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Our Office
New Bus Station, Lahoti Petrol Pump ke Piche,
Suratgarh, Sri Ganganagar, Rajasthan